Underwater second mortgage stripped from client’s home

Clients were behind on both their first and second mortgages and burdened with credit card debt when first contacting the office.  They were also very concerned that the balances on their mortgages significantly exceeded the value of their home.  I met with the clients to review their situation and explore avenues to address the various aspects of their finances.  I determined that through a Chapter 13 reorganization the clients could become current on their first mortgage while avoiding their second mortgage.  I represented and worked with the clients throughout their three year Chapter 13 plan.  At the end of their case, the clients were current on their first mortgage, has wiped out their second mortgage and were free and clear of their credit card debt.
Result: Clients retained home by wiping out second mortgage and credit card debt.