Are You Considering Bankruptcy?

Avvo BankruptcyAfter 17 years, Grossberg Law Offices is formally winding down. I am very proud to announce that I have joined the law firm of Heisler, Feldman & McCormick, P.C. in Springfield, Massachusetts. I will continue to represent individuals and small businesses in Chapter 7 and Chapter 13 bankruptcy cases in central and western Massachusetts. I will also be taking on the fee-shifting litigation Heisler, Feldman is know for - pursuing bad landlords, vicious debt-collectors, and others who prey on the disenfranchised. Please contact me at:

Attorney Susan Grossberg
Heisler, Feldman, & McCormick, P.C.
293 Bridge Street, Suite 322
Springfield MA 01103
Ph: (413) 788-7988 x104
Fax: (413) 788-7996

For those of you in the Boston area, while Springfield is too far away for me to assist you, I recommend that you contact Attorney Kate Nicholson. Attorney Nicholson is a very knowledgeable and kind bankruptcy attorney with offices in Cambridge. Her contact information is below:

Attorney Kate E. Nicholson
Nicholson Herrick LLP
21 Bishop Allen Dr.
Cambridge, MA 02139
T (857) 600-0508
F (617) 812-0405

Attorney Nicholson has taken over representation in several of my cases and would be happy to discuss your situation with you.

Very truly yours,
Attorney Susan Grossberg
Phone: (413) 788-7988 x104

Chapter 7 Bankruptcy

Chapter 7 allows individuals to wipe out their personal liability on some types of debts, such as credit cards, personal loans, utility bills, and other similar debts by obtaining a Discharge in bankruptcy. This Discharge gives individuals a Fresh Start -- a chance to rebuild their lives free of the debt they have eliminated through bankruptcy. Most individuals filing Chapter 7 bankruptcy in Massachusetts are typically able to keep all of their assets. However, it is important to discuss your assets with your bankruptcy attorney to ensure that they are properly protected. Please call me at 617-357-5555 to discuss how a Chapter 7 filing might help you.

Chapter 13 Bankruptcy

Chapter 13 is a three to five year reorganization. It is especially helpful for individuals facing foreclosure or repossession. The Chapter 13 filing stops the foreclosure (and collection efforts on all other debt, including the phone calls) and allows a borrower up to five years to become current. For some homeowners, Chapter 13 may allow them to reduce or even eliminate an "underwater" mortgage. Chapter 13 is also effective for higher income individuals who can only afford to pay a portion of their debt -- it allows them to pay back only as much as they can afford. For people with tax debt, in most cases the Chapter 13 stops interest from accruing, wipes out penalties, and may even eliminate some of the tax. Chapter 13 can be a powerful tool for overcoming many financial predicaments. Please call me at 617-357-5555 to talk about whether chapter 13 might be beneficial for you.